About Green Light Money Services Inc.

Helping Canadian Businesses Find the Right Path to Capital

TRANSACTIONS FROM

$50,000

UP TO

$3,000,000

Grants & 0%
Bank & secured
Private capital

Green Light Money Services Inc. is a Canadian business-financing and financial-services company established in 2015.

Based in North York, Ontario, we work with business owners across Canada who need capital to start, operate, expand or strengthen their companies. Our goal is to provide a complete financial strategy—not simply one financial product.

WHO WE SERVE
Goverment Grants
Zero-interest gov. loans
Goverment-backed loans
Collateral Loans
Commercial Mortgages
Private Capital
★ WHAT MAKES US DIFFERENT

Our Services Bring Together

Business loans
Tax-efficient financial management
Private business financing
Subsidy strategies for business customers
Grant-focused accounting
Collateral-backed financing

We do more than introduce clients to a loan. We examine the business, the opportunity, available government programs, the company’s financial position and the proposed repayment strategy—then help identify the most practical and cost-effective route forward.

OUR STORY

Built by people who kept seeing the same gap

Green Light Money Services was founded by William Newman and Natali Harper in response to a problem they repeatedly observed in the Canadian business market.

Business owners needed money to grow, but many did not know where to begin. Some businesses were accepting expensive private financing without first investigating government grants, interest-free programs or lower-cost institutional loans. 

Green Light was created to bring these services together — providing lending and accounting services while researching available grants and government subsidies. Over time, this developed into an integrated business-financing model designed to help clients access capital, manage their financial records and prepare for future growth opportunities. 

Today, Green Light helps Canadian businesses explore financing generally ranging from $50,000 to $3 million, depending on the opportunity, financial profile, available collateral and ability to repay.

FUNDING SERVICES

Government-backed loan
Grants
Subsidies
Private capital

Our Mission

Our mission is to make business financing more accessible, understandable and efficient. We help Canadian businesses:

Access the capital they need to grow
Avoid unnecessarily expensive financing
Manage taxes and business finances more efficiently
Build stronger and more financially prepared companies
Make services more affordable to customers via subsidies
Identify grants and government-supported opportunities
Maintain accounting records that support applications

We believe that the most expensive loan should not be the first option. Our process begins by reviewing grants, subsidies, interest-free programs and institutional financing. Secured and private funding are considered when lower-cost opportunities are unavailable, insufficient or unable to meet the required timeline.

 

What We Do

Live and Work Canada

Business Loans

We help businesses explore financing for equipment, working capital, inventory, business expansion, renovations, technology, contract expenses, commercial property and business acquisitions. Our financing solutions generally range from $50,000 to $3 million.

We assess the purpose of the financing, the company's revenue and cash flow, available collateral and proposed repayment strategy before identifying suitable lending opportunities.

Grants and Government Funding

We research and assess grants, subsidies, tax credits, rebates and interest-free government programs — supporting hiring, equipment purchases, technology adoption, R&D, expansion, productivity, exports, energy efficiency and accessibility.

Our accounting and grant teams work together so the information presented in an application is supported by the company's financial records, from the initial application through project-cost tracking and reimbursement claims.

Private Business Funding

When a business cannot qualify through a conventional lender—or an opportunity cannot wait through a lengthy institutional process—we assess private financing. For suitable transactions, Green Light may use its own capital, capital provided through its exclusive relationship with Live and Work Canada, or funding from established private partners.

Private funding is considered after we determine whether a more affordable realistic option is available.

Collateral-Backed Financing

Businesses and business owners may use available equity in real estate, equipment, machinery or other eligible assets to support a financing request — including second mortgages, commercial-property financing, equipment-backed loans, asset-secured working capital and short-term bridge financing.

Available terms depend on the asset value, existing obligations, requested loan-to-value ratio, business purpose and repayment strategy.

Grant-Focused Accounting
Wage and training programs

Our team includes experienced accountants and CPA professionals who help maintain financial records supporting grant applications, reimbursement claims, government reporting, financial projections, loan applications and corporate tax planning.

We create grant-specific expense categories, project codes and payroll allocations so eligible costs can be clearly identified and supported — keeping the business financially organized and grant-ready year-round.

Subsidy Strategies for Your Customers

Our work is not limited to finding funding for the business itself. We also examine whether grants, subsidies, rebates or government-supported financing may be available to the business's customers — for example, a renovation company serving low-income seniors who qualify for accessibility assistance.

Similar strategies may apply to accessibility contractors, home-renovation businesses, HVAC and energy-efficiency companies, equipment suppliers, training providers, technology companies and commercial retrofit contractors.

Exclusive Funding Relationship With Live and Work Canada

Green Light Money Services works exclusively with Live and Work Canada, a Canadian not-for-profit organization that provides not-for-profit services and financial support to qualifying applicants and business initiatives.

Through this exclusive relationship, Live and Work Canada provides capital to support Green Light’s eligible business-to-business lending activities. Access to this dedicated source of capital allows Green Light to offer qualifying Canadian businesses: 

Competitive private lending rates
Faster preliminary financing decisions
Greater flexibility when structuring transactions
Direct access to capital
Fewer unnecessary intermediary layers
Financing based on the actual business opportunity

360°

Capital Solutions

Grant Accounting
Collateral Loans
Commercial Mortgages
Private Capital
Government Grants
Government-Backed Loans

What Makes Green Light Different?

We Look for Lower-Cost

Opportunities First Private financing is introduced when it is the most practical available solution—not simply because it is the most expensive product.

Exclusive Access to Dedicated Lending Capital

Our exclusive relationship with Live and Work Canada allows us to reduce unnecessary intermediary costs and offer competitive private lending rates.

Financing, Grants and Accounting Under One Roof

Our integrated team helps prevent inconsistencies between a company's grant application, financial statements, tax filings and financing request.

Practical Business Analysis

We consider the purpose of the financing, business opportunity, revenue, collateral, owner investment and long-term financial benefit—not only a credit score.

Fast Preliminary Assessment

When the necessary information is complete, we may provide an initial assessment or preliminary response within 24 hours.

Clear and Understandable Advice

We explain the available options, rates, payment obligations, security requirements and next steps in clear, straightforward language.
$50,000 – $3,000,000
Typical Financing Range

Since its establishment in 2015, Green Light has worked with business owners across Canada. Each year, we serve approximately 60 to 70 clients and support approximately $12 million to $15 million in annual business-funding transactions. We currently focus on clients across four core industry groups and work with both newer and established businesses.

Our clients may include:
Start-ups with a strong business plan
Businesses completing large contracts
Companies preparing for government funding
Established small and medium-sized businesses
Owners seeking expansion capital
Owners with available real estate or asset equity
Companies purchasing equipment
Businesses previously declined by a bank
OUR LEADERSHIP

The people behind the strategy

Evgeny Blumin

Founder · Managing Director

Evgeny Blumin is an entrepreneur with many years of practical experience in business development, financing and operations. He guides Green Light’s overall strategy and works with clients to understand their business opportunities, capital requirements and available financing routes.

His approach focuses on identifying practical solutions that bring together business funding, government opportunities, accounting readiness and long-term growth planning. 

Together, Green Light’s leadership team works to provide business owners with a more complete approach to financing—one that combines capital, government programs, accounting and business-growth strategy.

47
programs accepting applications
Hiring subsidy

Closes Sept 30

Professional and Community Support

Green Light’s team includes experienced accountants and CPA professionals who support the company’s accounting, tax-planning and financial-reporting services.

Green Light Money Services also operates as a registered money services business and maintains compliance-focused financial procedures.

Our exclusive relationship with Live and Work Canada strengthens our ability to combine commercial financing expertise with not-for-profit financial support for eligible applicants and business initiatives. 

✓ We monitor 600+ programs and flag every intake you qualify for.
✓ Free, 2 minutes, no obligation — results in 48 hours

Our Values

Transparency

We explain the realistic opportunities, expected costs and next steps before the client proceeds.

Financial Efficiency

We look for grants, subsidies and lower-cost financing before considering expensive capital.

Practical Solutions

Our recommendations are based on the actual business, transaction, timeline and repayment strategy.

Responsibility

We believe financing should strengthen a business—not create an obligation it cannot reasonably manage.

Accessibility

We work to make business financing and government-funding opportunities easier to understand and access.

Long-Term Growth

We help clients prepare not only for their immediate funding need but also for future grants, financing and expansion opportunities.

How We Work

01

Understand the Business

We learn about the company, its operations, financial needs and growth plans.
02

Review the Opportunity

We assess how much capital is required, how it will be used and how it can be repaid.
03

Search for the Most Efficient Solution

We begin with grants, subsidies and lower-cost financing before moving to secured or private capital.
04

Prepare the Financial Case

Our team helps organize the business information, accounting records, project budget and supporting financial details.
05

Present the Available Options

We explain the realistic funding routes, terms, requirements and expected process.
06

Support the Application or Transaction

We assist with grant applications, grant-ready accounting, financial projections, lender review, private and collateral-backed financing, project-cost tracking and reimbursement claims.
07

Prepare for Future Opportunities

We help the company maintain organized financial records and remain ready for future funding, financing and expansion opportunities.
NEXT STEP

Let's Build the Right Financial Strategy for Your Business

Whether you need a business loan, government grant, private funding, grant-ready accounting or a subsidy strategy for your customers, Green Light Money Services can help you understand the available options. Our goal is not simply to provide money—it’s to help you find the most efficient financial solution and prepare your business for long-term growth. 

Your business grows. We find the capital.

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