From Grants and 0% Programs to Fast Private Capital

Business Financing Solutions Built Around Your Opportunity

WE START AT

0% grants

FINANCING RANGE

$50K – $10M

Grants & 0%
Bank & secured
Private capital

Growing a business requires more than finding someone willing to lend money. The real goal is to find the right source of capital at the right cost and at the right time.

Green Light Money Services Inc. helps Canadian businesses explore financing solutions generally ranging from $50,000 to $10 million.

360° CAPITAL SOLUTIONS
Goverment Grants
Zero-interest gov. loans
Goverment-backed loans
Collateral Loans
Commercial Mortgages
Private Capital

More Than a Business Loan

Many lenders begin with the financing product they want to sell.
We begin with your business. Before recommending a solution, we consider:

This allows us to build a financing strategy rather than simply offering the first available loan.

How much capital you need
What the money will be used for
How quickly it is required
Your revenue and cash flow
The strength of the opportunity
Available equipment, property or other assets
How the financing will be repaid
Whether a grant or government program could reduce the amount you need to borrow

Explore our services

Access financing for equipment, inventory, working capital, expansion, renovations, technology, contracts and other business needs.

We assess government-supported lending, institutional financing, equipment-backed loans and other business loan opportunities.

TYPICAL FINANCING AMOUNT
$50,000 – $10 million
START HERE

Some projects may qualify for grants, subsidies, tax credits, rebates or interest-free repayable contributions.

Funding may be available for expansion, hiring, training, technology, research and development, exports, productivity improvements, energy efficiency and accessibility. 

TYPICAL INTEREST COST
0%

Business owners with equity in residential, commercial or investment property may be able to use that equity to access capital.

A second mortgage can provide funding for business expansion, inventory, equipment, acquisitions, renovations, urgent obligations or short-term bridge financing. 

INDICATIVE RATES
Indicative rates: commonly from approximately 10% to 15%
FASTEST

Private funding may be suitable when traditional lenders cannot approve the application, the business has a time-sensitive opportunity or the transaction requires a more flexible structure.

We assess the strength of the business opportunity, available collateral, cash flow and repayment strategy.

INDICATIVE RATES
Approximately 21% to 35%, depending on the risk

Green Light Know-How

Our work is not limited to financing your company.

We can also assess whether grants, rebates, subsidies or government-supported financing could help your customers purchase your services.

For example, a renovation company may attract low-income seniors whose accessibility improvements are partly or fully covered by an available program. The customer receives an affordable service, while the contractor gains a new client. 

FUNDING SERVICES

Government-backed loan
Grants
Subsidies
Private capital

Our Financing Order

Our approach is simple: we begin with the lowest-cost realistic opportunity.

We first assess grants, subsidies, tax credits, interest-free government programs and institutional financing. When these solutions are unavailable, insufficient or too slow, we evaluate secured loans, second mortgages and private business funding.

For qualifying private transactions, we may use our own capital or work directly with established funding partners. This gives us greater flexibility, access to decision-makers and the ability to process suitable applications quickly. 

The least expensive option is not always the fastest, and the fastest option is not always appropriate. We explain the realistic choices so you can make an informed decision.

01

Grants, Subsidies and Tax Credits

0%

We first determine whether any part of the project may qualify for non-repayable funding, a rebate or a tax benefit.

02

Interest-Free Government Financing

0% interest

Some eligible projects may receive repayable government contributions without interest. 

03

Government-Supported and Institutional Loans

Prime + margin

Banks, credit unions, BDC and participating government-program lenders may offer lower-cost financing to businesses that meet their underwriting requirements.

04

Equipment and Asset-Secured Financing

~10 – 15%

Equipment, machinery, real estate or other eligible assets may be used to support the financing application.  

05

Second Mortgages and Private Funding

~21 – 48%, by risk and structure

Private capital may provide a faster or more flexible solution when conventional financing is unavailable.

Why businesses choose Green Light

Lower-Cost Options Come First

We do not automatically direct every applicant toward expensive private financing. We first investigate grants, government opportunities and lower-cost lending.

Our Own Capital and Funding Partners

For eligible private transactions, we may deploy our own capital or work with direct funding partners. Fewer processing layers can mean faster decisions, greater flexibility and more competitive terms.

Initial Assessment Within 24 Hours

When the required information is complete, we may be able to provide an initial assessment or preliminary response within 24 hours.

Practical Business Analysis

We consider the purpose of the financing, business opportunity, repayment plan, available security and overall transaction—not only a credit score.

Transparent Terms

We clearly explain the proposed rate, payment structure, security requirements, expected costs and next steps before the transaction proceeds.

Compliance-Focused Operations

Green Light Money Services Inc. operates as a registered money services business with formal compliance procedures and a strong focus on transparent financial transactions.

How the Process Works

DAY 1

Tell Us About the Opportunity

Explain how much capital you need, how it will be used and when it is required.
DAY 2

We Assess the Business

We review the company's operations, revenue, cash flow, available assets and ability to repay the financing.
DAY 3

We Search Lower-Cost Options First

We begin with grants, 0% opportunities and institutional financing before moving to secured or private capital.
DAY 4

We Present the Realistic Solutions

We explain the available amount, estimated rate, repayment structure, security requirements and expected timeline.
DAY 5

Application and Funding

The application proceeds through the applicable program, lender or funding source.
NEXT STEP

Find the Right Capital for Your Business

Whether you need a grant, business loan, second mortgage or fast private financing, Green Light Money Services will help you understand the realistic options.

Financing available from $50,000 to $10 million. 

Advisors serving businesses across Canada
Reviewed personally by a funding advisor
Your business grows. We find the capital.

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