These Terms & Conditions (“Terms”) govern your access to and use of the website operated by Green Light Money Services Inc. (“Green Light Money,” “we,” “us,” or “our”), along with any tools, calculators, forms, assessments and content made available through it.
By accessing this website, submitting an inquiry, or using any of our services, you confirm that you have read, understood and agreed to be bound by these Terms. If you do not agree, please do not use the site.
If you are entering into these Terms on behalf of a company or other legal entity, you represent that you have the authority to bind that entity.
Green Light Money Services Inc. is an independent business financing advisor. We help Canadian businesses identify, compare and apply for financing options, including business loans, grants, government programs, second mortgages, private capital and related services.
Please understand clearly:
Our role is to assess your situation, structure your file, and connect you with funding sources that may be a fit.
All content on this website — including articles, guides, comparisons, eligibility summaries, program descriptions and calculator outputs — is provided for general informational purposes only.
It does not constitute financial, legal, accounting, tax or investment advice, and it is not a recommendation to enter into any particular financing arrangement.
Your circumstances are specific to you. Before making any financial decision, you should consult qualified professionals who have reviewed your full situation. You are solely responsible for the decisions you make.
Our website may provide loan calculators, payment estimators, eligibility checkers and similar tools.
These tools produce estimates only. They rely on assumptions and on the figures you enter, and they do not account for every fee, rate adjustment, lender policy, insurance requirement or program condition that may apply.
Actual rates, terms, amounts, payments and total cost of borrowing will be determined by the lender or program administrator and may differ significantly from any estimate shown here. Nothing generated by these tools constitutes an offer, a pre-approval, or a commitment to lend.
Nothing on this website constitutes an offer, solicitation or commitment to provide credit or funding.
Any figures presented — including maximum loan amounts, loan-to-value ratios, approval timelines, program counts or interest rates — are indicative and subject to change without notice. Availability depends on lender criteria, program funding levels, your creditworthiness, your business profile and factors outside our control.
Statistics describing past outcomes, such as capital secured, businesses funded or approval rates, reflect historical results and are not a prediction or guarantee of your result.
To use our services, you must:
We reserve the right to decline to work with any person or business, at our discretion.
When you engage with us, you agree to:
Submitting false, misleading or fraudulent information may constitute an offence. It may result in the immediate termination of our services, withdrawal of an application, and reporting to lenders, credit bureaus or authorities where required.
By submitting a form, requesting an assessment or otherwise providing your contact details, you consent to being contacted by Green Light Money by phone, email, SMS or messaging application regarding your inquiry.
This consent applies to service and transactional communications relating to your file. Marketing communications are handled separately and require your consent under Canada’s Anti-Spam Legislation (CASL); you may unsubscribe from those at any time.
Calls may be recorded for quality, training and compliance purposes. Where recording occurs, we will notify you at the start of the call.
Where a fee applies to our services, it will be disclosed to you in writing before you commit to anything. We do not charge undisclosed fees.
We may also receive compensation from lenders, funders or referral partners in connection with a funded transaction. Any such arrangement will be disclosed to you as required by applicable law and by the standards of professional conduct we hold ourselves to.
Our compensation does not change the amount you owe to a lender under their agreement with you.
We work with a network of third-party lenders, funders, government programs and professional partners. We do not control them, and we are not responsible for:
Your relationship with a lender or program administrator is governed by the agreement between you and them, not by these Terms.
Government funding programs, lender products, eligibility rules, rates and deadlines change frequently. While we make reasonable efforts to keep our content current, we do not warrant that any information on this website is accurate, complete or up to date at the time you read it.
We may modify, update or remove content at any time without notice. Always verify program details with the administering body before relying on them.
All content on this website — including text, graphics, logos, icons, images, layouts, design elements, software and the compilation thereof — is the property of Green Light Money Services Inc. or its licensors and is protected by Canadian and international copyright and trademark law.
You may view, download and print content for your own internal, non-commercial use.
You may not, without our prior written permission:
You agree not to:
We may suspend or terminate your access at any time, without notice, for conduct we reasonably believe violates these Terms.
We aim to keep the website available and functioning, but we do not guarantee uninterrupted access. The site may be unavailable due to maintenance, technical issues, upgrades or circumstances beyond our control.
We are not liable for any loss resulting from downtime, delays or interruptions in service.
The website and its content are provided “as is” and “as available,” without warranty of any kind, whether express or implied.
To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, accuracy, non-infringement, and uninterrupted or error-free operation.
We do not warrant that you will obtain financing, that any application will be approved, or that any particular outcome will be achieved.
To the maximum extent permitted by applicable law, Green Light Money Services Inc., its directors, officers, employees, agents and affiliates shall not be liable for any indirect, incidental, special, consequential, punitive or exemplary damages, including loss of profits, loss of business opportunity, loss of revenue, loss of data or business interruption, arising out of or related to:
Where liability cannot be excluded, our total aggregate liability to you shall not exceed the greater of (a) the total fees you paid directly to us in the twelve months preceding the claim, or (b) CAD $100.
Nothing in these Terms limits liability that cannot lawfully be limited, including liability for fraud, fraudulent misrepresentation, or death or personal injury caused by negligence.
You agree to indemnify and hold harmless Green Light Money Services Inc. and its directors, officers, employees and agents from any claim, demand, loss, liability, damage, cost or expense (including reasonable legal fees) arising from:
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, disclose and protect your personal and business information. The Privacy Policy is incorporated into these Terms by reference.
We may suspend or terminate your access to the website or our services at any time, with or without cause and with or without notice.
You may stop using our services at any time. Termination does not affect any rights or obligations that accrued before termination, nor does it affect sections intended to survive — including intellectual property, disclaimers, limitation of liability, indemnity and governing law.
These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.
You agree to submit to the exclusive jurisdiction of the courts of the Province of Ontario for the resolution of any dispute arising out of or relating to these Terms or your use of the website.
If any provision of these Terms is found to be invalid, unlawful or unenforceable, that provision will be severed or limited to the minimum extent necessary, and the remaining provisions will continue in full force and effect.
These Terms, together with our Privacy Policy and any written engagement agreement between us, constitute the entire agreement between you and Green Light Money Services Inc. regarding your use of this website, and supersede any prior understandings or communications.
Where a signed engagement agreement conflicts with these Terms, the engagement agreement prevails with respect to the services it covers.
We may revise these Terms at any time. The updated version takes effect when posted to this page, and the “Last updated” date will be revised accordingly.
It is your responsibility to review these Terms periodically. Your continued use of the website after changes are posted constitutes acceptance of the revised Terms.
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